Payment Policy

At Forever Oak Health Center we offer a comprehensive experience that is in your best interest but which insurance companies are notorious for not covering because it is in their best interests not to. That is why we have elected not to participate in most insurance programs. 

We accept Cash, Check, Card, or HSA/FSA.

You can still be reimbursed for your care.

The insurance company values your business and will treat you with respect, if you have Out Of Network Benefits you can easily get your reimbursement directly from them when you provide them with a "superbill" which details charges and payments made.

By not participating with insurance directly, we have the freedom to provide you with treatment without having to dispute it with a big corporation that's only interested in saving money. Most medical offices have billing departments that argue with insurance companies as a full time job, we cut that cost and passed the savings on to you. 

We find that insurance companies are very biased and therefore act unethically. We stand by our community members and support them with a truly healing and individual experience. If you have any concerns about payment, call us and we will find a solution that benefits you most.


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Office Hours

Our Regular Schedule

Monday - Friday:

10:00 am - 7:00 pm


10:00 am - 4:00 pm



  • "My neck pain would bother me from the dawn to dusk. Then Dr. Mike worked on me and I finally have relief after living with this pain for weeks."
    Dorota K
  • ""Dr. Mike was able to seriously reduce my hip pain in one visit and after a few more visits get me feeling and moving better than I have in years!""
    Michelle B
  • "I have benefited tremendously from the chiropractic care I received from Dr. Kozlowski!"
    Susan M.